Bookkeeping Health Score
Check whether the recurring bookkeeping foundation appears current, reconciled, and useful for management.
Approx. 60 seconds
Business Finance Tools
Useful first answers. No signup required.
Run a preliminary financial check, test a business decision, or identify where your books and financial operation may need attention. These free CifraCove tools are designed to provide useful starting points — not finished accounting, tax, legal, lending, or professional documents.
Use Freely
No signup wall before your result.
Preliminary Only
Useful direction, not a formal work product.
No Data Transfer
Your calculation is not sent with a consultation request.
Real Work Starts Separately
Engagement, payment, access, and verification come later.
Six Free Starting Points
Understand the financial question before deciding what to do next.
Each tool focuses on one practical business-finance question and provides an immediate preliminary result.
Catch-Up Bookkeeping Estimator
Estimate the likely cleanup complexity when bookkeeping has fallen behind or financial accounts have not been fully reconciled.
Project complexity
Bookkeeper vs. Controller vs. CFO
Identify which financial-support layer appears most relevant based on the current condition of the business.
Service-level check
Cash Runway Calculator
Estimate how long available cash may support the current operating pattern and compare simple scenarios.
Planning estimate
Break-Even Calculator
Estimate the sales volume and revenue needed to cover fixed and variable operating costs.
Unit economics
Month-End Close Readiness
Check whether the accounting workflow appears ready for a reliable recurring month-end close.
12-point check
Tool 01
Bookkeeping Health Score
Answer eight operational questions. The result is a preliminary indicator of bookkeeping organization — not a review, audit, or professional accounting conclusion.
Tool 02
Catch-Up Bookkeeping Estimator
Estimate the likely scope category based on backlog, account count, transaction activity, payroll, processors, and entity complexity.
Tool 03
Bookkeeper vs. Controller vs. CFO
Identify the financial-support layer that appears most relevant based on bookkeeping condition, oversight, reporting, and planning needs.
Tool 04
Cash Runway Calculator
Estimate how long current available cash may support the entered monthly cash pattern. Use simple cash amounts — not accrual accounting figures.
Tool 05
Break-Even Calculator
Estimate how many units or service transactions are needed to cover entered fixed and variable costs.
Tool 06
Month-End Close Readiness
Select the areas that are routinely completed before management relies on the month's financial information.
Free Tool ≠ Client File
When a service is initiated, we begin with the real information required for the engagement.
These free tools are intentionally separate from our client records. The information you enter here is not carried into a CifraCove client file and is not treated as verified accounting information.
If you choose to move forward with a CifraCove service, we first confirm the appropriate scope, responsibilities, fees, and engagement terms. Once the engagement process is completed, CifraCove obtains the actual business information, accounting records, system access, documents, and authorizations needed to perform the work properly.
This separation allows you to explore the free tools privately while ensuring that actual CifraCove work begins with current, authorized, and appropriately obtained information.
01
Discuss the Actual Need
We determine whether the preliminary result points to the issue that actually needs attention and which CifraCove service may be appropriate.
02
Define Scope & Engagement
Responsibilities, exclusions, fees, service terms, required access, and applicable professional involvement are documented.
03
Complete Engagement & Payment Setup
The applicable engagement is accepted and any required initial payment, recurring billing arrangement, or project payment is established.
04
Provide Actual Information & Authorized Access
Current business information, accounting-system access, records, reports, documents, and authorized contacts are obtained through the appropriate working process.
05
Verify · Refine · Correct · Implement
CifraCove works from the actual source information, investigates exceptions, performs the agreed work, and establishes or maintains the appropriate financial process.
Why We Make These Available
Better financial conversations start with better questions.
Understand the issue first
A business owner should be able to explore a financial question without immediately entering a sales process or handing over sensitive information.
Identify the likely financial layer
Some problems require basic bookkeeping. Others require cleanup, Controller oversight, planning, or specialized professional involvement.
Contact us only when it makes sense
If a preliminary result reveals something worth investigating, the next step is available. If not, simply use the tool and move on.
A calculator can identify the question. Real financial work verifies the answer.
When you are ready to move from a preliminary result to the actual books, systems, financial records, and operating decisions, CifraCove can help define the appropriate next step.